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Mobile homes or static caravans are prefabricated houses built in factories, instead of the site and then taken to the place where they will be busy. They are usually transported by tractor-trailers on public roads to sites which are often in rural areas away from high density areas. In some countries are used for temporary accommodation camps. While these houses are usually placed in one location and left there permanently, have the ability to be moved because this is a requirement in many areas. Behind the cosmetic work fitted at installation to hide the base, there are strong trailer frames, axles and wheels.

While site-built homes are rarely moved, mobile home owners can sell their home to a dealer looking for reducing the purchase price of a new home. These mobile homes are re-sold to new owners or rented at low cost to new users / owners.

financing for mobile homes can be very difficult. Most banks do not finance manufactured homes when there is no land included in the loan. There are some companies that specialize in loans for mobile homes and mobile home financing.

Restrictions on the participation of mobile home loans generally require the unit to be completely new, located in a relatively small field that is sold to the occupants as a new package. The biggest problem with this program is that once the unit is occupied, the new buyers can not qualify for the same type of loan, as the home is no longer new, making it difficult for the current occupant of a mobile home aspire to a bigger or better.




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